Ford Finance Center
Welcome to the finance center at LaFontaine Ford Lansing, your destination for comprehensive Ford auto financing solutions. Our dedicated team is here to guide you through every step of the financing process, whether you're eyeing a brand-new Ford model or considering a quality pre-owned vehicle.
We pride ourselves on serving the communities of Lansing Holt, and East Lansing, Michigan, and crafting personalized payment plans that align with your unique financial situation and automotive aspirations.
Getting Ready to Finance Your Car
At our Ford finance center, we understand that securing the right financing is as crucial as selecting the most suitable vehicle. Our seasoned finance professionals are adept at navigating various credit landscapes, from stellar credit histories to subprime standings. Our mission is to identify a payment strategy that seamlessly fits your budget and lifestyle.
Begin your journey by exploring our extensive selection of Ford vehicles. Our inventory boasts the latest Ford models, each equipped with cutting-edge features and technologies designed to enhance your driving experience.
For those interested in pre-owned options, we offer a curated collection of certified used vehicles that combine quality and affordability. Once you've pinpointed a model that resonates with your preferences, we encourage you to schedule a test drive to experience its performance firsthand.
After selecting your desired vehicle, our Ford financing experts will consult in a detailed consultation to discuss your payment options. We'll explain the advantages and considerations of a Ford car loan and leasing, empowering you to make an informed decision that aligns with your financial goals. Our well-established relationships with local banks and lending institutions enable us to present competitive financing offers, ensuring you receive favorable and transparent terms.
Use Our Online Ford Auto Financing Tools
To streamline your financing experience, we offer a suite of online resources for your convenience. Our payment calculator allows you to estimate potential monthly payments for various vehicles, aiding in budget planning. You can also use our trade-in valuation tool to determine the current market value of your existing vehicle, which you can apply toward your new purchase.
Our secure online Ford financing application enables you to submit your credit application from home, expediting the approval process. By utilizing these resources, you'll arrive at our dealership well-prepared, helping our team swiftly tailor financing options to your needs.
The Benefits of Ford Credit
Understanding the importance of flexibility, Ford Credit offers multiple payment avenues. You can manage and schedule payments through the Ford Credit Account Manager, make same-day payments, set up automatic drafts, and monitor your account through the Ford Credit mobile app. If you prefer a quick payment solution, Guest Pay allows you to make payments without the need to log into an account.
Traditional payment via check or money order can be mailed to the designated Ford Credit address, while wire transfer options are available for expedited payments. Payroll deduction is also an option, enabling automatic deductions from your paycheck for seamless payment management. For detailed information on each payment method, visit the Ford Credit payment options page.
For those of you wondering, "Can I pay Ford Credit by phone?" Ford Credit accommodates this preference. While direct credit card payments aren't accepted for monthly dues, you can utilize services like MoneyGram or Western Union to remit payments using a credit or debit card. For assistance or more information, reach out to Ford Credit customer support.
Consider enrolling in automatic payments to ensure timely payments and peace of mind. Simply log in to your Ford Credit Account Manager online, navigate to the payment options, and set up automatic payments by providing your bank account details. This service ensures your payments are consistently on time.
Ford GAP Insurance
In vehicle financing, it's essential to consider protective measures such as Guaranteed Asset Protection (GAP) insurance. GAP insurance is designed to cover the disparity between your vehicle's actual cash value and the remaining balance on your loan or lease in the event of a total loss due to theft or an accident.
Given that standard auto insurance policies typically cover only the depreciated value of your vehicle, opting for GAP insurance can prevent potential financial shortfalls. This coverage is particularly beneficial if you've made a minimal down payment, have a high loan-to-value ratio, or have an extended loan term. For more insights into GAP insurance and its benefits, consult the Ford Credit vehicle protection plans.
Our commitment to exceptional customer service means we're always ready to assist you, whether you have questions about Ford auto financing options, need clarification on payment methods, or seek guidance on protective plans like GAP insurance. Connect with us through our online chat, give us a call, or visit our dealership in person. Your satisfaction and confidence in your vehicle and its financing are our top priorities.
Benefits of Buying vs Leasing
When deciding between buying or leasing a vehicle, it's essential to understand the benefits of each option to determine which aligns best with your personal preferences and financial situation.
Buying a vehicle comes with several advantages. The primary benefit is ownership—once you complete your payments, the car is yours. As a result, you have no mileage restrictions and can customize the vehicle to your liking.
Additionally, since you own the vehicle, you have the option to sell or trade it in whenever you choose, potentially recovering some of your investment based on its market value. Unlike leasing, ownership also means you won't have excess mileage fees, making it a preferable option for those who drive extensively.
Leasing offers its own set of benefits. One of the main advantages is lower monthly payments compared to buying since you're only paying for the vehicle's depreciation during the lease term rather than its full value. Leasing also lets you drive the latest Ford models every few years, ensuring you always have access to the newest technology, safety features, and performance upgrades.
Another key benefit is minimal upfront expenses. Additionally, since lease terms often align with the manufacturer's warranty, lessees typically have coverage for most repairs and maintenance, reducing unexpected out-of-pocket expenses. At the end of the lease, you can simply return the vehicle to the dealership, eliminating the need to sell or trade it in.
Visit Our Ford Finance Center Today
At LaFontaine Ford Lansing, we're dedicated to facilitating a seamless and transparent financing experience for drivers in Lansing, Holt, and East Lansing, MI. Contact us if you're poised to explore your Ford auto financing options for a new or pre-owned vehicle. Our experts are eager to collaborate, ensuring you drive away with a payment plan that aligns with your financial objectives and automotive desires.